teenSMART® safety training that pays off
Smarter driving skills today can mean savings tomorrow.
Get StartedTri-County Insurance Associates was founded in 1979 when Jim Troutman and Roy Kissinger took over the Davis Insurance Agency of Klingerstown and the Roy Paul Insurance Agency of Tower City, Pennsylvania. Recently, Tri-County has undergone a transition with new owners Christian and Patrick Halcovich taking over the agency to position the company for continued growth in the future. The Halcovich Brothers come from an insurance family with over forty years of knowledge and experience. With a qualified staff to help you with all of your insurance needs, we will strive to continue the excellent customer service you have come to expect at Tri-County Insurance Associates.
Smarter driving skills today can mean savings tomorrow.
Get StartedPosted: August 4, 2026
Getting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an...
Posted: July 5, 2026
For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at the day’s lowest temperature can put more gas in your tank. For the facts on this myth and others, continue reading. Facts and myths at a glance Don't smoke while pumping gas. Avoid distractions like texting while fueling. Stay outside...